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&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;Welcome to Ideal Homes Portugal&#39;s Money Matters Monday—your trusted weekly newsletter exploring the world of international real estate investing.&lt;/p&gt;
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&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;This week, &lt;a href=&quot;mailto:sasha@idealhomesportugal.com?subject=MoneyMatters%20-%20Portugal%20Property%20Investment&amp;amp;body=&quot;&gt;&lt;strong&gt;Sasha Sharpley&lt;/strong&gt;&lt;/a&gt;, Senior Real Estate and Investment Advisor at Ideal Homes Portugal, and &lt;a href=&quot;mailto:idealcurrency@idealhomesportugal.com?subject=MoneyMatters%20-%20Portugal%20Property%20Investment&amp;amp;body=&quot;&gt;&lt;strong&gt;Claire Wheatley&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;,&lt;/strong&gt; Founder and CEO of Moving Currency, look into why there’s so much excitement surrounding Portugal’s economy in 2025, particularly within the Algarve real estate market. With a growing sense of optimism, they explore the key factors driving this confidence and highlight the advantages of investing in resale properties in the region.&lt;/p&gt;
&lt;hr&gt;
&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;&lt;strong&gt;Algarve’s Positive Economic Outlook&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;“Today, I’m exploring why there is so much optimism surrounding Portugal’s economy—particularly in the Algarve real estate market, with a special spotlight on the benefits of purchasing resale properties. Looking ahead to 2025, there’s a palpable sense of optimism about Portugal’s economic prospects, especially in the Algarve’s thriving real estate market. This optimism is backed by solid economic fundamentals, making it a ripe time for investors—particularly those eyeing resale properties in one of Europe’s most popular regions.&quot; - &lt;/em&gt;&lt;a href=&quot;mailto:sasha@idealhomesportugal.com?subject=MoneyMatters%20-%20Portugal%20Property%20Investment&amp;amp;body=&quot;&gt;&lt;em&gt;&lt;strong&gt;Sasha Sharpley&lt;/strong&gt;&lt;/em&gt;&lt;/a&gt;&lt;em&gt;&lt;strong&gt;. &lt;/strong&gt;&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Recent findings from international property consultants CBRE underline Portugal’s “advantageous geopolitical situation” and predict that 2025 will be a year of growth “in every dimension” for the country’s real estate market. According to CBRE’s ‘2025 Real Estate Market Outlook’ report:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;2024 was a year of adjustment and growth for the Portuguese economy, featuring reduced inflation and decreases in key interest rates. This paved the way for:&lt;/li&gt;
&lt;li&gt;A stronger economic performance compared to other European nations&lt;/li&gt;
&lt;li&gt;Real estate investment showing clear signs of recovery&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Looking ahead, CBRE anticipates:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Continued economic growth&lt;/li&gt;
&lt;li&gt;Further drops in interest rates&lt;/li&gt;
&lt;li&gt;Convergence of buyer and seller price expectations&lt;/li&gt;
&lt;li&gt;Investment volumes potentially reaching €2.5 billion—an 8% year-on-year increase&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;All these indicators point to renewed investor confidence in Portugal’s economy and a robust foundation for real estate activity going into 2025.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Spotlight on the Algarve&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;While the entire country stands to gain from these promising forecasts, the Algarve—renowned for its stunning coastline, year-round sunshine, and strong tourism appeal—remains a prime spot for buyers seeking both investment opportunities and lifestyle benefits. The region’s dynamic property market has historically performed well in times of economic upswing, and 2025 looks set to continue that trend.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;The Advantage of Resale Properties in the Algarve&lt;/strong&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Immediate Availability: Unlike newbuilds that occasionally can face construction delays, resale homes are typically move-in ready (with or without furniture).&lt;/li&gt;
&lt;li&gt;Established Neighbourhoods: Resale properties are often located in well-established communities, providing a sense of stability and local charm.&lt;/li&gt;
&lt;li&gt;Potential for Upgrades: Buyers can renovate or personalise these homes, allowing for creative value-add opportunities.&lt;/li&gt;
&lt;li&gt;Competitive Pricing: In some cases, resale properties can be more competitively priced than new builds, which is particularly attractive given today’s evolving interest rate environment.&lt;/li&gt;
&lt;/ol&gt;
&lt;hr&gt;
&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;&lt;strong&gt;Example Resale Opportunity in the Algarve:&lt;/strong&gt;&lt;/p&gt;
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&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;If you’re looking to invest in Algarve real estate, resale properties can be an excellent way to capitalise on the region’s strong demand. &lt;a href=&quot;https://www.idealhomesportugal.com/property/apartment-in-algarve-idh33465-lagos-92665/92665&quot;&gt;Here’s &lt;/a&gt;an example of a 3-bedroom resale apartment currently on the market for €750,000. Built by an award-winning Portuguese architect, its standout features include:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Prime Location: Set in vibrant Lagos, with easy walking access to stunning beaches, marina and the beautiful historic centre&lt;/li&gt;
&lt;li&gt;Comprehensive Leisure Facilities: An outside shared swimming pool, plus a spa featuring an indoor heated swimming pool, gym, sauna, and hot tub&lt;/li&gt;
&lt;li&gt;Private Parking &amp;amp; Storage: Two underground parking spaces are included, along with a private storage unit&lt;/li&gt;
&lt;li&gt;Rooftop Terrace: Shared with just a few apartments, it boasts a hot tub and panoramic sea views&lt;/li&gt;
&lt;li&gt;Modern &amp;amp; Fully Equipped: The apartment features all modern conveniences for comfortable living including underfloor heating&lt;/li&gt;
&lt;li&gt;Ideal Investment Potential: Suitable for both holiday rentals and long-term lets&lt;/li&gt;
&lt;/ul&gt;
&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;&lt;strong&gt;A Bright Horizon for 2025&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;“Most economic indicators for Portugal reflect a sound performance,” the CBRE report states, highlighting the country’s well-managed public finances. This is promising news for the Algarve—a top destination for tourism and a focal point for international investors.&lt;/p&gt;
&lt;p&gt;As CBRE Managing Director in Portugal, Francisco Horta e Costa, notes: “We realistically expect the positive dynamics to continue during 2025.”&lt;/p&gt;
&lt;p&gt;For those considering a resale property in the Algarve, the combination of strong economic fundamentals, favourable financing conditions, and a vibrant tourism sector could make 2025 an ideal time to invest.&lt;/p&gt;
&lt;hr&gt;
&lt;h1 data-pm-slice=&quot;1 1 []&quot;&gt;Join First Movers Club!&lt;/h1&gt;
&lt;h3 class=&quot;mcePastedContent&quot; data-pm-slice=&quot;1 1 []&quot;&gt;Let’s Talk Opportunities&lt;/h3&gt;
&lt;p class=&quot;mcePastedContent&quot;&gt;Looking to maximise capital appreciation with early access to real estate opportunities? We’re launching &lt;strong&gt;MoneyMatters – FirstMovers Club&lt;/strong&gt; your exclusive gateway to off-plan developments and high-potential projects in the Algarve, Portugal, and beyond.&lt;/p&gt;
&lt;p class=&quot;mcePastedContent&quot;&gt;As a member, you’ll gain &lt;strong&gt;insider access&lt;/strong&gt; to our wide network of real estate developers, banking partners, mortgage and insurance providers, and more. You’ll also benefit from &lt;strong&gt;early updates&lt;/strong&gt;, &lt;strong&gt;priority access&lt;/strong&gt;, and &lt;strong&gt;exclusive insights&lt;/strong&gt; into high-potential real estate opportunities to stay ahead of the market and capitalise on the benefits of early-stage investment.&lt;/p&gt;
&lt;p class=&quot;mcePastedContent&quot;&gt;We’re currently accepting registrations before launching the club as a paid membership, offering even greater benefits. &lt;strong&gt;Register at: &lt;a href=&quot;mailto:firstmovers@idealhomesportugal.com&quot;&gt;firstmovers@idealhomesportugal.com&lt;/a&gt; &lt;/strong&gt;and be among the first to position yourself for success or contact us to learn more, and schedule a private consultation.&lt;/p&gt;
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&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;&lt;strong&gt;Resale Property Buyers: Practical Currency Planning Tips&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;“When buying a resale property in the Algarve, you&#39;re often dealing with &lt;strong&gt;immediate availability&lt;/strong&gt;—a major perk! However, that also means your payment timelines may be shorter compared to off-plan purchases, which often have staged payments over several months or years. For international buyers, this requires thoughtful planning when it comes to currency exchange. Below are a few key strategies to consider for resale properties.” - &lt;/em&gt;&lt;a href=&quot;mailto:idealcurrency@idealhomesportugal.com?subject=MoneyMatters%20-%20Portugal%20Property%20Investment&amp;amp;body=&quot;&gt;&lt;em&gt;Claire Wheatley&lt;/em&gt;&lt;/a&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;strong&gt; Get Organised Early&lt;/strong&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Since resale properties are typically move-in ready, sellers often expect a quicker transaction. Understanding when your deposit and completion payments are due will help you avoid delays caused by waiting for currency transfers to clear.&lt;/p&gt;
&lt;p&gt;A spot contract might be your best option if you need to transfer funds quickly to secure your purchase.&lt;/p&gt;
&lt;ol start=&quot;2&quot;&gt;
&lt;li&gt;&lt;strong&gt; Monitor Exchange Rates Before Making an Offer&lt;/strong&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;In a competitive market, the exchange rate you secure can influence how much you&#39;re able to spend on a property. By keeping an eye on market movements and planning your currency transfers in advance, you can make an informed offer with confidence.&lt;/p&gt;
&lt;p&gt;If you&#39;re serious about a property, ask your currency provider about tools like limit orders, which automatically execute a transfer when your preferred exchange rate is reached.&lt;/p&gt;
&lt;ol start=&quot;3&quot;&gt;
&lt;li&gt;&lt;strong&gt; Budget for Ongoing Costs&lt;/strong&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Unlike new builds, resale properties may come with immediate expenses for renovations, upgrades, or furnishings. These additional costs may require smaller transfers in the future.&lt;/p&gt;
&lt;p&gt;To simplify your budget, Moving Currency, where we can help you manage both large and smaller transfers at competitive rates.&lt;/p&gt;
&lt;ol start=&quot;4&quot;&gt;
&lt;li&gt;&lt;strong&gt; Avoid Last-Minute Transfers&lt;/strong&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;It&#39;s common for buyers to focus on securing the property but then rush currency transfers at the last minute, which can result in unfavourable rates. Planning ahead helps you avoid paying more than expected due to sudden market changes.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&quot;&lt;/em&gt;&lt;em&gt;By following these strategies, you can streamline your resale property purchase and protect your budget from surprises. For more information on managing currency for international property purchases, &lt;/em&gt;&lt;em&gt;&lt;strong&gt;Moving Currency&lt;/strong&gt; is here to provide support and practical solutions tailored to your needs.” - &lt;/em&gt;&lt;a href=&quot;mailto:idealcurrency@idealhomesportugal.com?subject=MoneyMatters%20-%20Portugal%20Property%20Investment&amp;amp;body=&quot;&gt;&lt;em&gt;Claire&lt;/em&gt;&lt;/a&gt;&lt;em&gt;.&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;The Moving Currency Difference&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;At Moving Currency we don’t just handle your transactions—we guide you through every step. Our goal is to make currency exchange simple, transparent, and stress-free.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Did You Know?&lt;/strong&gt;&lt;br&gt;Some banks charge up to 5% in hidden fees for international transfers. With Moving Currency, you could save thousands by avoiding these charges.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Ready to Simplify Your Currency Exchange?&lt;/strong&gt;&lt;br&gt;We’re here to answer your questions and help you every step of the way. Email us at the address below to talk to us or open your account.&lt;/p&gt;
&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;Stay tuned for expert interviews, global property trends, and success stories to guide your investments with confidence. Have questions, topic suggestions, or need help with your property search? Contact us at: idealcurrency@idealhomesportugal.com&lt;/p&gt;
&lt;p data-pm-slice=&quot;1 1 []&quot;&gt;Reach out anytime. Until next Monday!&lt;/p&gt;

Money Matters Monday: The Advantage of Resale Properties in the Algarve

Welcome to Ideal Homes Portugal's Money Matters Monday—your trusted weekly newsletter exploring the world of international real estate investing. This week